DAVIES INSURANCE SERVICES
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Terms of Service

Effective Date: January 1, 2025

Welcome to Davies Financial Services, DBA, Davies Insurance Services.  By accessing or using our Website www.DaviesInsuranceService.com (the "Website"), you agree to these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms
By using our Website, you agree to comply with and be bound by these Terms. If you do not agree, please discontinue use immediately.

2. Use of Website
You agree to use the Website only for lawful purposes and in compliance with these Terms. You may not:
  • Use the Website for fraudulent purposes
  • Distribute harmful software or content
  • Interfere with Website operations

3. Insurance Information Disclaimer
The information on our Website is for general informational purposes only and does not constitute professional advice. Insurance quotes and offers are subject to underwriting approval.

4. User Accounts (If Applicable)
If you create an account, you are responsible for maintaining its security and confidentiality. We reserve the right to terminate accounts that violate these Terms.

5. Intellectual Property
All Website content, including text, logos, and graphics, is owned by Davies Financial Services and protected under copyright laws. You may not use, reproduce, or distribute our content without permission.

6. Limitation of Liability
We are not responsible for any direct, indirect, incidental, or consequential damages resulting from your use of the Website or reliance on its information.

7. Third-Party Links
Our Website may contain links to third-party sites. We are not responsible for their content or policies.

8. Termination
We reserve the right to suspend or terminate access to our Website for violations of these Terms or any unlawful activity.

9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of South Carolina.

10. Changes to These Terms
We may modify these Terms at any time. Updated Terms will be posted on this page with an effective date.

11. Contact Us
If you have any questions about these Terms, please contact us at: Davies Financial Services:
Courtney Davies
[email protected]​
203-559-9917

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Davies Insurance Services
Charleston, SC 29412
(843) 936-1170
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  • Home
  • Quotes
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Health Quotes >
      • Long Term Care Insurance Quote
      • Critical Illness Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Update Contact Info
    • Policy Changes
    • Contact My Carrier
    • Free Consultation
    • Online Documents
    • Financial Calculators >
      • How Much Life Insurance Do I Need?
      • How Much Should I Be Saving For College?
  • Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Retirement Income Planning
    • Health >
      • Long Term Care Insurance
      • Critical Illness Insurance
  • Testimonials
  • About
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Frequently Asked Questions (FAQs)
    • Privacy Policy
    • Terms of Service
    • Newsletter Signup
    • News
    • Blog
  • Contact